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Insurance coverage supports your health and protects your finances when life changes or unexpected events happen. Medical, dental, vision, life and disability plans offer different levels of support so you can choose coverage that fits your needs. Clear plan details, cost information and helpful tools make it easier to understand how each option works.

Retirement programs provide ways to save for the future through employer-sponsored plans and personal contributions. These options help you build long-term financial security and give you control over how you plan for life after your career. Information about investment choices, contribution rates and plan types can guide you as you set your goals.

Tax-favored accounts offer ways to manage everyday expenses and complement other benefits. Options like health savings accounts, flexible spending accounts and dependent care accounts can reduce out-of-pocket costs for expected needs. Each account has specific rules for enrollment, contributions and spending so you can make the most of available savings.

Tuition assistance supports continued education for employees, retirees and eligible family members. Assistance can reduce tuition costs for credit or audit courses at UM System universities, with different levels of support based on your relationship to the University. These programs offer a flexible way to build skills, pursue new goals and continue learning.

The Employee Assistance Program (EAP) offers emotional wellbeing solutions for employees (faculty and staff) and their household members, including premium access to Calm and Calm Health apps, as well as tools, resources and counseling services to support emotional wellness.

Eligibility rules and funding guidelines shape how benefits work for employees and their families. Knowing who can enroll, when coverage begins and how payments are shared helps you plan ahead. Key guidelines apply across most programs, while some benefits have unique requirements based on employment type or life changes.